Ontario Real Estate Closing Costs Calculator

Estimate Date: 10/16/2025

Purchase Details
Purchase Price	$0
Down Payment	$0 (0.0%)
Deposit Paid	$0
First-Time Buyer	No
Mortgage Required	$0

Closing Costs Breakdown
Government Fees
Land Transfer Tax (Provincial)	$0
Legal & Insurance
Legal Fees	$1,400
Title Insurance	$350
Property Inspection
Home Inspection	$450
Appraisal Fee	$450
Adjustments & Other Costs
Utility Adjustments	$100
Moving Costs	$800
Total Closing Costs	$3,550

Cash Required at Closing
Down Payment	$0
Less: Deposit Already Paid	-$0
Plus: Closing Costs	$3,550
TOTAL CASH NEEDED	$3,550

Disclaimer: This calculator provides estimates only. Actual closing costs may vary. Consult with your real estate lawyer for accurate figures. This tool is for informational purposes and does not constitute legal or financial advice.

Ontario Closing Costs Calculator

Hastings County / Peterborough Region

Get an accurate estimate of your home closing costs

Purchase Price

Down Payment

Deposit Paid

First-Time Home Buyer?

Eligible for Land Transfer Tax refund

Government Fees

Land Transfer Tax (Provincial)

Provincial land transfer tax (marginal rate)

Legal & Insurance

Legal Fees

Typical range: $900 - $2,000

$1,400

Title Insurance

Typical range: $200 - $500

$350

Property Inspection

Home Inspection

Typical range: $300 - $600

$450

Appraisal Fee

Required by most lenders (set to $0 if not needed)

$450

Adjustments & Other Costs

Prepaid Property Taxes / Adjustments

Reimbursement to seller for prepaid taxes

Utility Adjustments

Water, gas, electricity adjustments

$100

Other Adjustments

HOA fees, rental equipment, etc.

Moving Costs

Truck rental, labour, supplies

$800

Total Estimated Closing Costs

$3,550

Built by Deleptual